Have you been hurt in a car accident? Are you worried about how you will pay your medical bills and support yourself and your family? If so, the car accident attorneys of Hare Wynn | Accident & Injury Lawyers are here to put our experience and skill to work for you.
At Hare Wynn | Accident & Injury Lawyers, we understand how serious car accidents can be and we want to help you get the compensation you need. Medical bills, serious injury, pain, and suffering can take a major toll on your life. When you’re recovering from an accident, adding paperwork and negotiations to the mix can be overwhelming. If you’ve been injured in a car accident, let us help you recover.
Why Should You Hire Hare Wynn | Accident & Injury Lawyers to Handle Your Car Accident Case?
Hare Wynn | Accident & Injury Lawyers has represented injured victims in Kentucky for more than 100 years. Since 1890, we have earned more than 100 verdicts that each yielded more than $1 million. These and our many other victories have earned us rankings among the “Best Lawyers in America,” the “Leading Firms and Lawyers in America,” and the only law firm in Kentucky to be named as the National Law Journal’s “50 Most Elite Plaintiff’s Firms in America.” These are the types of achievements that are reflective of our success and the kind of representation you can expect when we handle your case.
Our track record at Hare Wynn | Accident & Injury Lawyers shows the kind of results you will want for your own car accident claim. We cannot guarantee that your results will be in the millions, but know that you will receive the same level of service that achieved those verdicts. No matter whether we settle with the insurance company or if we end up taking your case to court, rest assured that when you select Hare Wynn | Accident & Injury Lawyers, you get the best. This level of excellence is recognized throughout Kentucky, so it is always a win to have Hare Wynn | Accident & Injury Lawyers on your side.
When you are involved in a car accident here in Kentucky, you are faced with a number of scenarios for how to proceed. You may be eligible for compensation for your injuries, but first, you need to decide whether to pursue a claim at all. At Hare Wynn | Accident & Injury Lawyers, we strongly believe that the people responsible for your injuries should be held accountable. We are happy to review how you can seek compensation for your injuries and property damage with as little impact on your life as possible.
Once you decide you want to proceed with a claim to recover damages to you and your property, you need to decide if you should utilize an attorney to assist with your claim. Some people feel that you do not need the help of an attorney if you are just going to negotiate with the insurance company. This cannot be further from the truth. The insurance companies are highly skilled negotiators, and if you go up against them without an attorney by your side, you will almost certainly get taken advantage of.
If you are on the fence about retaining an attorney for your case, here are some additional facts to consider:
- Hare Wynn | Accident & Injury Lawyers has a long history of helping our clients win cases in Kentucky – more than 125 years to be exact!
- Hare Wynn | Accident & Injury Lawyers has proven experience in dealing with car accident claims.
- You pay nothing upfront for your representation by Hare Wynn | Accident & Injury Lawyers.
- Hare Wynn | Accident & Injury Lawyers knows how to best handle the insurance company to ensure that you get what your claim is worth.
- A Hare Wynn | Accident & Injury Lawyers attorney will handle your case from start to finish and will always be available to take your calls.
- We will handle all of the legal responsibilities of your claim so you can focus on your recovery and getting your life back.
- Our top priority is to help injured victims here in Kentucky.
- Hare Wynn | Accident & Injury Lawyers will assist you with non-legal elements of your case as needed, like finding proper medical care.
- At Hare Wynn | Accident & Injury Lawyers, we challenge the insurance companies to give you top dollar in your settlement, or we will take your case to court.
- We want to help you get the justice you deserve in your case.
At Hare Wynn | Accident & Injury Lawyers, we never charge for your initial consultation, so you will not lose anything by giving us a call. We will review your claim in detail during this first meeting, and our Kentucky personal injury lawyers can help you decide how to proceed.
Steps You Should Take Following Your Car Accident
If you’re injured in a car accident, it’s important to protect yourself as soon as you can. Your case will need evidence from the crash scene, police reports, medical records, and many other documents.
There are important steps you can take following your accident to help protect your rights and claim compensation, such as:
- Call the police to investigate the scene of the accident and write a police report.
- Seek medical attention right away, even if you don’t think you’re injured. Adrenaline can mask your injuries, and a doctor may be able to identify injuries you’re not even aware of yet.
- Collect information from the other driver, including contact, license, and insurance information.
- Collect contact information from any witnesses of the accident.
- If you’re able to, document the accident scene – take photos of the damaged vehicles and their position, road signs, skid marks, etc.
- Call a skilled attorney to begin working on your case.
Our experienced car accident attorneys will work quickly to protect you and your case. We’ll handle every aspect of the investigation and recovery so that you can focus your time and energy on healing.
If you’ve been injured, our attorneys can help in many ways. We can:
- Investigate the cause of the accident and preserve important evidence.
- Build the strongest case possible from accident evidence, police reports, and medical records.
- Negotiate with insurers to secure the resources and benefits you need.
- Take your case to court. With years of experience litigating and winning car accident cases, we know how to fight and win.
If you’ve been injured in a car accident, don’t wait to take action. The sooner you can act on your case, the stronger it will be.
How We’ll Investigate Your Car Accident Case
When you hire one of our Kentucky car accident lawyers, we’ll begin investigating the cause of the crash and who was at fault. We’ll request a copy of the traffic crash report to review the police officer’s findings. We have extensive resources to obtain sufficient evidence that proves the other driver was liable, and you suffered harm as a result of their careless actions. Examples of evidence we’ll locate includes:
- Photos from the accident scene
- Statements from eyewitnesses
- Video surveillance footage
- Car repair estimate
- Traffic crash report
- Your medical records and billing statements
- All available liability insurance policies
If we can prove to the insurance company or jury members that you weren’t responsible for your own injuries, we might be able to recover the maximum available compensation. It’s a complicated and tedious process. That’s why hiring an attorney is crucial. Most people don’t know how to handle car accident cases or where to find relevant evidence. We’ll handle every step on your behalf so you can focus on healing your injuries.
What Compensation Can You Get for Your Injuries?
Under Kentucky’s choice no-fault laws, you’re required to pursue compensation from the victim’s auto insurance first before seeking compensation from the at-fault driver.
Personal injury protection (PIP) is a form of coverage every motorist can include on their auto insurance policy. Most people choose to purchase basic PIP, which is at a limit of $10,000.
When you file a claim, you can seek compensation for specific damages. Damages are all the losses associated with an accident. The damages available in a PIP claim include:
- Medical bills
- Lost wages
- Lost earning capacity
- Vehicle repair and replacement costs
- Out of pocket expenses
Once you exhaust the PIP limit, you can then file a claim with the at-fault driver’s liability insurance company, as long as your injury meets at least one of the thresholds below:
- The resulting medical costs were over $1,000; or
- A displaced fracture of any bone, permanent loss of bodily function, permanent disfigurement, or a compound, compressed, or displaced fracture of any bone.
The damages available in a liability claim may include:
- Medical bills
- Lost wages
- Lost earning capacity
- Pain and suffering
- Emotional distress
- Out of pocket costs
- Car repair or replacement
- Loss of quality of life
- Loss of consortium
Another option for pursuing financial compensation is through a UM claim. UM stands for uninsured/underinsured motorist. This is optional coverage your auto insurance company is supposed to offer you when you purchase a liability policy. It provides compensation if the at-fault driver doesn’t carry auto insurance or the coverage isn’t enough to compensate you for the total damages.
If you choose to file a UM claim, you could pursue the following damages:
- Medical bills
- Pain and suffering
- Out of pocket expenses
- Lost wages and earning capacity
- Vehicle repair or replacement costs
Most Common Causes of Car Accidents
Various factors could contribute to a motor vehicle crash. When you’re driving, there are elements you can’t control, especially other motorists. Common examples of why car accidents occur include:
- Bad Weather Conditions – Rain, icy roads, snow, fog, low visibility, and slippery streets all require additional caution and can easily lead to an accident.
- Speeding – Speeding is incredibly dangerous, and when coupled with bad weather or drunk driving, it can cause a chain reaction of accidents.
- Cell Phones & Electronic Devices – The massive increase in the use of cell phones and electronic devices has made our roads much more dangerous. The use of these devices is becoming a leading cause of collisions in the U.S.
- Intoxicated Drivers – Whether they’re under the influence of alcohol or legal/illegal drugs, an impaired driver puts the lives of everyone around them in danger.
- Distracted Driving – Negligent behaviors such as putting on makeup, focusing on the GPS, eating, or general inattention can lead to a car accident.
- Road Defects – Government entities are responsible for maintaining roadways to ensure they’re safe for drivers. Sometimes, inadequate repairs or an employee’s negligence could cause defects that lead to crashes.
- Reckless Driving – Some people operate vehicles in a way that’s dangerous for people around them. Weaving in and out of traffic, exhibiting acts of road rage, and driving too fast for conditions are just some examples of recklessness.
- Failure to Obey Traffic Signs and Signals – Although it might seem obvious that stop signs and traffic lights are necessary, many people ignore them. Severe injuries could result from someone who runs a red light at an intersection or turns at a stop sign without checking for other cars first.
- Fatigued or Drowsy Driving – When someone gets behind the wheel feeling tired, they put other people at risk. Drowsy driving is just as dangerous as drunk driving. It causes a slower reaction time, poor decision-making skills, and blurry vision.
Most Common Types of Car Accidents
There are many types of car accidents, and each presents unique challenges. At Hare Wynn | Accident & Injury Lawyers, we’ve handled every aspect of car accident cases, and we have decades of experience helping our clients recover. Whether it’s investigating the cause of an accident, negotiating for the maximum amount of recovery, or litigating the case in court, we have the experience and resources to help you succeed. We handle all types of car accident cases, including:
- Drunk drivers and drivers under the influence of drugs. When alcohol and drugs mix with driving, the combination can be lethal. We’ll pursue justice in alcohol and drug accident cases and work to get you the recovery you need.
- Hit and run collisions. When a driver causes a hit and run, you’ll need to work with local authorities and investigate the accident. We’ll work with local investigators to find the person responsible and bring them to justice.
- Rollover accidents. Rollover accidents can lead to serious injury and death. Whether the cause was a collision, a car part failure, or any other cause, we can help build your case.
- Rear-end collisions. When a driver rear-ends you, they’re almost always at fault. Rear-end collisions can cause whiplash and other serious injuries.
- Distracted driving. More and more Americans are driving while distracted. Cellphones and in-car entertainment systems are taking drivers’ focus off the road where it belongs.
- Uninsured/underinsured drivers. Uninsured and underinsured drivers are a serious threat to others on the road. If you’ve been injured by an uninsured or underinsured driver, we’ll work with your insurer and pursue recovery through the legal system.
- Commercial vehicle accidents. When a commercial driver hits you, they and their employer may be liable. We’ll investigate who was responsible, and we’ll work with insurers to get you compensation.
- Motorcycle collisions. Motorcycles can be a lot of fun, but they can also be dangerous. When they’re involved in an accident, it’s easy for the rider to be hurt. We have extensive experience in helping motorcycle accident victims secure fair compensation after a crash.
- Reckless driving. Reckless drivers disregard the safety of others on the road. If you’ve been injured by a reckless driver, we’ll work with authorities and fight for the justice and compensation you deserve.
- Wrongful death. When someone causes a fatal accident on the road, you need an experienced firm who understands. We’re proud to help the families and estates of those who suffered a wrongful death.
Our attorneys have a proven track record of successful verdicts and settlements handling cases like yours. Let us help you get the justice you deserve.
Most Common Injuries Suffered From Car Accidents
If you’ve been injured in a car accident, get medical evaluation and treatment as soon as you can. It not only helps you and your health, it will also help your injury case.
Medical records will provide key evidence about your injuries to insurers and the court.
Common injuries from car accidents include:
- Whiplash – These injuries can take time to manifest. If you feel neck pain hours or even days after an accident, whiplash may be the cause.
- Broken bones – Car accidents involve tremendous force and it’s easy to break bones throughout the body. Victims may require therapy and suffer pain for years.
- Spinal injuries – Spinal injuries can rob you of your mobility and change the course of your life.
- Head injuries – Head injuries in car accidents are all too common. In some cases, traumatic brain injuries and other long-term problems can occur.
- Internal organ damage and bleeding – In the event of an accident, victims could suffer severe and possibly life-threatening damage to their internal organs.
- Cuts and bruises – Flying debris, broken glass, and jagged pieces of metal can leave injuries and scars on victims. Treatment can be expensive and result in permanent disfigurement.
Don’t let someone else’s carelessness behind the wheel harm your future. Hire a legal team that knows how to get results for people just like you.
What Is the Cost of a Kentucky Car Accident Lawyer?
At Hare Wynn | Accident & Injury Lawyers, we don’t want to add additional strain to your life. That’s why we take all cases on a contingency fee basis. That means there are no upfront fees or costs while we’re working on your case. We don’t expect payment unless we win financial compensation from an insurance claim or lawsuit. If we’re unsuccessful, you won’t owe us anything.
Kentucky Car Accident Statistics
Kentucky is a dangerous place to drive. According to data from the National Highway Traffic Safety Administration, Kentucky is ranked as the #11 most dangerous state for car accidents.
In a review of the car accidents that occurred in Kentucky, average fatalities are listed as 19.38 per 100,000, with total fatalities for the year coming in at 13,147.
Alcohol use plays a major role in traffic accidents statewide, with alcohol being named a factor in nearly 30% of Kentucky car accident fatalities. This statistic is slightly lower in Kentucky’s more urban areas like Louisville and Lexington, but with this high level of occurrence, no one can consider themselves totally safe.
According to Kentucky’s 2017 Traffic Collision Facts Report:
- There were a reported 721 fatalities on public roads in 2017.
- There were a total of 23,961 collisions on public roads in 2017.
- There were a total of 136,979 accidents reported that took place on public roads in 2017.
- Approximately 1 of every 5,575 Kentucky residents died as a result of a fatal traffic accident on a public road in Kentucky.
- About 1 in 121 Kentucky residents was injured in a traffic collision in 2017.
- Approximately 1 of every 22 licensed drivers in Kentucky was involved in a traffic collision.
- There were 544 males versus 238 females killed in a traffic accident in 2017.
- 16.5 percent of all individuals who lost their lives in a collision were between 15 to 25 years old.
- 67 percent of all collisions in 2017 occurred between two or more moving vehicles.
Statewide, Kentucky saw a nominal reduction in car accident fatalities between 2017 and 2018. Law enforcement is using this as a major cause for celebration; however, this small 7% reduction is minimal. If you have lost a loved one due to a car accident fatality, you understand that every life is a devastating loss. Hare Wynn | Accident & Injury Lawyers is available to assist you in a wrongful death claim if you are facing these unfortunate circumstances. We are available to support you through these trying times and help you recover compensation to pay for medical expenses, funeral and burial costs, and for pain and suffering.
Kentucky Laws Associated With Car Accidents
When you file an insurance claim, some claims take a while to resolve, so you must pay attention to the deadline for filing a lawsuit. If time runs out on that deadline and the insurance company decides to deny your claim, you won’t have the opportunity to pursue compensation from a lawsuit.
Every state requires that accident victims comply with a statute of limitations. It’s a strict deadline for suing the at-fault driver for their actions. The statute of limitations for car accidents in Kentucky is one year. That means you only have one year from the crash date to sue. If the statute passes and you haven’t filed suit, you’ll lose your right to compensation.
There are two special circumstances that could pause the clock:
- You were of unsound mind or under the age of 18 at the time of the accident. The clock wouldn’t start again until you turn 18 years old or become legally competent.
- The liable driver left Kentucky temporarily. The clock would pause until they return, and their absence wouldn’t count towards the one-year statute.
Another Kentucky statute you should be aware of if you got hurt in a car accident is pure comparative negligence. Under this rule, you’re prohibited from pursuing compensation for your total damages if you share a percentage of fault.
Let’s say your total damages are $100,000. You could file a claim for a $100,000 insurance settlement to cover everything if you’re free of any fault. However, if the insurance company determines that you were 20% to blame for the accident, you would only be allowed to seek $80,000 in compensation.
Car Accident Lawsuits in Kentucky
Your Kentucky car accident lawyer can assist you with your lawsuit. It’s a complicated process that you shouldn’t handle alone. When you hire us, we’ll walk you through each step, so you understand what’s going on and know what to expect.
Step 1: Prepare legal documents. We’ll write a complaint that includes all the elements of the case and who we’re suing for damages. We’ll also prepare a summons that informs the defendant of their obligation to appear in court.
Step 2: File the complaint and summons. E-filing is the most convenient way to file. It eliminates the trouble of going to the courthouse to drop off the documents physically.
Step 3: Serve the papers. Once the clerk of courts accepts the complaint and summons and signs off on the e-filing, we’ll hire a Process Server. They will have to locate the defendant and physically hand them the legal documents we prepared.
Step 4: Wait for an answer. When the defendant gets served, they’ll need to reply by filing an answer to our complaint.
Step 5: After we receive the filed answer, both sides will file discovery requests, such as:
- Request for admissions: Admit or deny various facts of the case.
- Request for production: Request copies of all evidence the opposing party found during their investigation.
- Interrogatories: A list of questions each side must respond to and sign in front of a Notary Public.
Step 6: Schedule depositions. We’ll schedule a deposition with the defendant to discuss every element associated with the case. These interviews are under oath, and the court reporter will type a transcript of the proceedings. The defense attorney will also schedule a deposition to discuss the case with you.
Step 7: Schedule a mediation. At some point during the lawsuit, we might try to settle the case, so it doesn’t go to trial. Attorneys from both sides, a mediator, the defendant, and the plaintiff will all meet to reach a settlement agreement. If we’re unable to settle, we’ll begin preparing for trial.
Step 8: Trial. During the trial, both sides will argue their case, call witnesses to testify, and present relevant evidence. When it concludes, the judge or a jury will issue a judgment.
Accident Claims Process
Your attorney will guide you through the entire claims process, including the following steps:
File a claim. First, we’ll determine the appropriate auto insurance company and file the claim.
Investigation. Next, we’ll need to investigate the accident. We’ll obtain evidence and find a way to prove that the other driver was at fault.
Send a demand letter. When we complete our investigation, we’ll send the insurance company a demand letter along with all the evidence we found. The letter will include:
- Details about how the accident occurred
- Who caused it
- The injuries you sustained
- Timeline of your medical treatment
- Total expenses resulting from the crash
- Settlement amount we believe is fair to compensate for your damages
Begin negotiations. Most insurance companies take some time to perform their own investigation and decide if they agree with our findings or believe you deserve a lower settlement. We’ll negotiate until we reach an agreement. If we can’t, we’ll move forward with a lawsuit.
We Fight for Victims and Their Families
At Hare Wynn | Accident & Injury Lawyers, we have the experience, resources, and knowledge your case needs. For over 125 years, we’ve helped our clients obtain the results they need.
We can handle every aspect of your car accident case including investigation, negotiations with insurers, and the pursuit of justice and compensation in the court system. Our car accident attorneys will work with local investigators to figure out what happened, then plan a legal strategy to help you recover.
No matter the type of car accident, or the cause, we can help you. Contact us today by calling (859) 493-8675 or filling out our online contact form for a free consultation.
Car Accident Resources
- Kentucky Civil Statute of Limitations Laws
- Kentucky Car Accident Laws
- Kentucky Car Accident Reporting Basics